real estate expertise | Tina Barletta, HomeTowne Realty

Choosing the Best Time to Make Your Home Purchase

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With mortgage interest rates at an all-time low, it may be the perfect time to buy a home in Clayton, NC. Although it's impossible to predict if future interest rates will rise or fall, you may want to take advantage of today's low fixed rates. A 30-year fixed rate is currently at 3.59%, the lowest it has been since May 2013. Since a fixed rate … [Read more...]

How to Get Approved for a Mortgage as Quickly as Possible

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If you're planning to buy a home in Clayton, NC, you'll want a quick mortgage approval. Since the process involves detailed information and numerous parties, it's easy for things to get delayed. Here are some tips to help you avoid mortgage loan delays. Financial Profile – Mortgage lenders need detailed financial information to approve a loan, … [Read more...]

Choose the Optimal Listing Time for the Best Chance at Selling Your Home

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If you're planning to sell a home in Clayton NC, listing it at the right time of year can put more profit in your pockets. According to national real estate studies, Spring may be the best time to sell your home. Although market trends vary in different parts of the country based on supply and demand and weather patterns, studies show that the magic … [Read more...]

What It’s Like to be a Brand New Homeowner

buy a home in Clayton NC

If you're planning to buy a home in Clayton, NC, you'll have a lot to do after you close the loan. Moving into your new home will be a busy and exciting time for you and your family, and you'll love every minute of it. Just think about picking out all those new things for your home! Interior Design – Your world will revolve around paint charts, … [Read more...]

Get Prepared for Your Mortgage Application

buying a home in Clayton

Getting a home loan is a complex process. Your lender will require important personal and financial information to qualify you for the loan. When you're ready to buy a home in Clayton, NC, make sure you're properly prepared for your mortgage application with essential information. Proof of Identity Driver's License Secondary ID – passport or … [Read more...]